Cafeteria Benefits along with Your Workforce

https://www.goodreads.com/topic/show/19866931-payroll-companies-providing-your-business-the-edge

Employees pay for non-reimbursed expenditures from these accounts. Sadly, flexible-spending accounts are "use-it-or-lose-it" accounts; indicating that any funds leftover at the end of the year can't be " surrendered,"